inflation hedges, retirement investing, personal finance, trading

Welcome to InflationGuardian.com

Will Inflation Come Roaring Back?

What Can YOU Do About It If It Does?

This is a question Ben Bernanke and the Federal Reserve Open Market Committee wrestle with every day. It is clear that they think rising inflation is an imminent threat to our economy. Under Mr. Bernanke and his predecessor Alan Greenspan, the Fed has raised interest rates sixteen times in the past two years (as of May 10, 2006). The prime rate has increased from 4% to 8% in that period.

The Fed’s efforts to keep inflation under control are commendable and on the surface appear to have been successful in recent years, but the fact is that Inflation is OUT of CONTROL and has been for decades.

The US Consumer Price Index rose 3.4% from March 2005 to March 2006, which may not seem significant unless you consider that inflation at that rate will erode the value of that dollar bill in your pocket by 50% in just twenty years! Play around with the information at NASA Inflation Calculator to see just what inflation is doing to you!

From 1980 to 2005, the value of a dollar eroded almost 61%!

Have you checked the interest rate on your savings account at the bank lately? Is it even close to keeping up with inflation? What can you do now to protect your income and assets so inflation doesn’t take away everything you have worked for?

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Protect Yourself From Inflation How To Protect Your Life Savings From Dollar Weakness, Inflation, And Economic Downturns While You Earn A Higher Income Than Ever Before!

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You can take action today in your personal fight against inflation. You could invest in traditional inflation hedges such as precious metals, real estate, and oil and gas, or you could look beyond the traditional to find even better opportunities elsewhere.

Download our free report (in pdf format):
WILL INFLATION COME ROARING BACK?

One of the easiest ways you can fight inflation is to carefully examine your spending habits, then modify your spending in ways to painlessly cut costs and save money. This will reduce your cost of living while increasing the amount of capital you have available for investments. Peruse the information in our Article Archive for money-saving tips and investment ideas.

Here are a few quick money-saving tips:

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SMALL MONEY-SAVING IDEA: Instead of leaving small change piling up around your house for a few decades and then paying 10% or 12% to have the green machine in the grocery store count it for you, why not keep it all in one pile on your dresser or in a jar by the front door. Then, every time you go out, put a useful assortment of change in your pocket so you can pay for things with exact change instead of coming home with even more loose change to leave lying around your house.

MEDIUM MONEY-SAVING IDEA: Do you heat part of your house with wood in a woodstove or wood fireplace? If so, buy your firewood early--you can usually get an early season discount (as high as thirty or forty percent, if you shop around), then have good weather for stacking it neatly by your back door (you don't leave your firewood in a pile on your driveway, do you?) and a few extra months for it to season before the first frost, so you know you aren't burning green wood.

BIG MONEY-SAVING IDEA: The next time you need a new car, buy one that is one or two years old, instead. This will save you thousands of dollars up front and also allow you to peruse Consumer Reports to weed out models that have proven to be maintenance money pits in their first year off the lot.

BEST INFLATION FIGHTING IDEA: In your fight against inflation, the safest inflation hedge you can have is disciplined management of your personal debt. Managing debt effectively may not be as exciting as investing in the latest hot stock market sector or squirrelling away gold bullion in a vault hidden in your mother-in-law's back forty, but it will give you a superior return on your effort and will free up scarce funds that you can invest productively later. Eliminating your credit card debt should be one of your highest financial priorities. If you have difficulty meeting your minimum monthly payments, you may need consumer credit counselling services to help you structure your budget. A consumer credit counselor can help you prioritize your budget and plan more effective use of your financial resources. Read Manage Your Debts: The Best Inflation Hedge.